Identity Theft Insurance

The identity theft insurance policy is underwritten by subsidiaries or affiliates of Chartis Inc and has an aggregate limit of $1,000,000 for the Platinum package. Eligible expenses for reimbursement include lost wages as a result of time taken off from work, notary and certified mail charges, fees to re-apply for loans, long distance telephone charges, and attorney fee reimbursement.

Lost Wages
The Identity Theft Insurance covers customers up to $500 per week of lost wages for a maximum of four weeks. Customers are reimbursed for actual wages lost for time reasonably taken off work as a result of efforts to amend or rectify personal records, true name or identity as a result of identity theft.

Legal Defense
The policy covers reasonable and necessary fees and expenses incurred by customers in defending a civil suit brought against members for non-payment of goods or services or default of a loan or removing any civil judgment wrongfully entered against them as a result of the stolen identity event.

Cost Reimbursement
The policy will also reimburse the customer for reasonable and necessary cost incurred for re-filing applications for loans or other credit instruments that are rejected solely as a result of stolen identity event, cost of notarizing affidavits and other document, long distance phone calls, postage and up to six credit reports.


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